You give money to a young undergrad and she’s going to be wide eyed and greedy about how to use the money.
I’ve recently received some cheques and let’s just say I’m thinking of finally getting an iPod nano for myself. Should I or should I not?
It’s money that I know that will sit in my bank and then eventually be used on clothes and food. So miscellaneous. Every time I buy something solid with my own money like my hand phone(well, technically) and my camera, there’s this sense of achievement and happiness that is so hard to describe, but I really love the feeling. And I still love my toys to this day! I’m just worried that I will chuck my ‘items of great desire’ aside after playing with it for a month of two.
Do I really need an ipod? I’ve recently rekindled my love for music(it comes and goes) and crave for the sweet tunes whenever I’m bored(read:away from the computer). Is it worth it? Some friends have noted before, “Jo, you’re the type who doesn’t really listen to music right?” I guess I’m not but I do enjoy the stuff on mainstream. Ipods don’t come with FM radio right? Bummer. I love the screen though. I know I am probably one of the last to hop on the bandwagon. It seems like such a staple now, something so essential.
Or how about a new camera? It’s cheaper than a thousand bucks these days and my zoom button is threatening to snap(it’s like a flicking kind of button) and the scroll to change the modes is SO loose that it just swings around if I don’t insert a piece of paper to hold it there. By the way, it irks me that whoever who touches my camera tend to pick at the paper and I would have to go and cut another strip from an A4 paper and insert it in. ;\ And I’m not sure if my OIS(Optical Image Stabilizer) function is still good and I don’t know if my camera has been overexposed to the sun because sometimes the pictures comes out too hazy-bright.
If I saved all the money I’ve ever made(not counting allowances ya, that’s for me to stay alive), even though it’s not much but it comes up to an amount which is slightly better than a fresh grad’s monthly salary, it’s nice to have a fair amount of money in the bank, knowing that you made it yourself. Then comes the ability to spend it on whatever you want.
There are no bills for me to pay yet, there are no responsibilities for me to tend to. The money is like shouting at me, “hey buy something nice and make yourself happy for a loooooong time to come.”
Obviously I’m not so daft because I do know that there’s this thing people do called “saving for a rainy day”. My father will have SO much more material to nag me about when he reads this post. But oh well, *shrugs*.
I might consider that. I might..hm, this is a big moment here, I might just open another bank account to put all the money that I earn into it. Somewhere where I don’t have an ATM card to.
But I want an iPod.
But I should practice good money habits.
Hm. Music or an attitude towards a better future?
Which is why I need this money to be away from me. As I’ll definitely definitely be tempted to withdraw it from an ATM to buy something that I will wear once or twice before I get fatter again.
I admit that I’m not exactly very money-wise. Am I right to believe that I’m allowed to be a little more frivolous with (the slight)money I earn now that I have no EPF or taxes to bother with and definitely no retirement plan to work towards as I’m not working yet? A way to be happy in my final years of uni life before I throw myself completely into the cruel realms of the working world?
Let me do something irresponsible, something I will love with this money that I have made from my pen.
I know lah, as the saying goes, sikit sikit jadi bukit. Or is it lama-lama? Oh patience is such a pain.
I don’t know if I’m making any sense but my rationale is that it would be better to buy something big, solid and long lasting than spending it on many mini senseless things that I won’t treasure or tote around for many many years.
I’ve heard of bonds and stuff and those financial yadayada and my best friend and my boyfriend have got something like that too. Something to see them into their old age. But is this a monthly installment thing or do you pay it just once and let it grow and grow? (then at least I’ll have some money to buy porridge in my old age. :)) I know my dad said that I’ll need to pay for my own insurance once I start working. Fair enough. But are insurances and other financial bonds -whatever terms they use, forgive me- the same thing?
I don’t know why I’m making so much fuss over an amount that is barely even a thousand. But you know, it’s still money.
Save it? Maybe.
Okaylah, problem solved. I’ll save it until I see something that I will die for. No iPod for me. Maybe a trip when some friends suggest a place to go to?(Bangkok anyone!?)
See? Blogging IS good therapy. It helps me make decisions.
While I’m at it, I should even open a separate bank account so that I won’t touch this money unnecessarily.
Or does anybody want to go all evangelistic about the iPod? I’d appreciate some advice!